About Randy Kelley

I'm a Texas licensed insurance agent, and Medicare is my specialty.

I'm based in Central Texas, and I help folks all over the Lone Star State understand their Medicare options — Medicare Advantage, Medigap, Part D, and TRS-Care for Texas teachers and retirees. I also help families with final expense insurance, hospital indemnity, and life insurance. No auto insurance, no home insurance, no distractions — just health and life coverage, done right.

How I Work

• Straight answers, plain English. Medicare is full of jargon. My job is to translate it into language that makes sense — and to never rush you.
• Your needs first. We start with your doctors, your prescriptions, and your budget. Then we look at plans. Never the other way around.
• No pressure, ever. A plan review is free and there's no obligation. If your current coverage is already the best fit, I'll tell you that too.
• Here all year. I'm your agent after enrollment, not just during it. Doctor dropped from your network? Prescription denied? Call me.

Why "THE Central Texas Expert on Medicare"?

Because this is home. I know the plans sold in Central Texas counties, the hospital systems here, and the questions folks around Waco, Temple, and Killeen actually ask. National call centers can't offer that — and 1-800 numbers don't remember your name. I will.